Capital Sans Frontier (PTY) LTD is a registered Financial Services Provider (Licence no. 46602) and was established to provide a turnkey investment solution for those clients who value true independent advice. With more than 15 years experience with in the financial industry our team offers a wealth of knowledge in both local and international markets.

We are CFP® Professionals, a title conveyed by the International Board of Standards and Practices for Certified Financial Planners. A Certified Financial Planner (CFP) must pass a series of exams and participate in ongoing educational lectures and courses. A CFP title is a post graduate qualification and knowledge of estate planning, tax preparation, insurance and investing is a basic requirement of a CFP® professional.

At Capital Sans Frontier we cover a broad range of services to individuals and corporates, including wealth creation, wealth preservation, insurance and fiduciary services.

Through our partnerships with leading local and international financial institutions we focus on providing a tailored financial solution to each individual’s needs. We offer a value orientated solution to the needs of our clients, from insurance products to offshore investing. Building lasting relationship with both our clients and our partners.
In complying with the FAIS legislation, we would like to bring the following information to your attention:

Capital Sans Frontier (PTY) LTD, Licence no 46602, is an authorised financial services provider.
We provide financial advice and intermediary services and have been in operation since 9 February 2016 in the following areas of financial planning: Death, Critical Illness and Disability Planning; Retirement Planning; Investment Planning; Healthcare; Estate Planning and Offshore Banking and Investments.
We are authorised to provide advice and intermediary services in the following categories:

Category 1

1.1 Long-Term Insurance: Category A
1.3 Long-Term Insurance: Category B
1.4 Long-Term Insurance: Category C
1.5 Retail Pension Benefits
1.7 Pension Fund Benefits (excluding Retail Pension Benefits)
1.8 Securities and Instruments: Shares
1.9 Securities and Instruments: Money Market Instruments
1.12 Securities and Instruments: Bonds
1.13 Securities and Instruments: Derivative Instruments
1.14 Participatory Interests in Collective Investment Schemes
1.17 Deposits as defined in the Banks Act – exceeding 12 months
1.18 Deposits as defined in the Banks Act – 12 months or less

A copy of the licence is available for inspection on request.
We have written authority and are accredited to market the products of the following Fiancial Services Providers: Old Mutual, Old Mutual International, Momentum , Stanlib, PPS Insurance, SASFIN, Standard Bank International and Stonehedge Partners.
We do not hold more than 10% of the shares issued by any product supplier.
We are remunerated for our services by commission from the product supplier and/or by charging an advice fee.
Compliance with the FAIS Act is monitored by Masthead Distribution Services (Pty) Ltd, a compliance practice approved by the Financial Services Board. Their postal address is PO Box 856, Howard Place, 7450. Their contact numbers are 021 686 3588(t) and 021 686 3589(f)

We are a proud member of the Masthead Financial Advisors Association, which provides us with services such as a compliance, practice management and technology support. This support helps us to provide you with a more professional service. The compliance service enables our practice to be compliant with FAIS legislative requirements. Through the practice management support we are able to run a more professional business and therefore able to provide you with an improved service and enhanced support.

Please note that in accordance with legislation we keep an updated disclosure register. This register informs you, our client of all financial and ownership interests that we may become entitled to and lists the business relationships that we have with the product suppliers. This document ensures transparency in our dealings with our clients and is available for inspection.

We wish to advise that all information obtained or acquired about you shall remain confidential unless you provide written consent, or unless we are required by any law to disclose such information.

In the event that you are dissatisfied with any aspect of our service, you should address your complaint in writting to Sybrand Mostert at the following email address: A copy of our Complaints Resolution Policy is available on request.

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